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Deferment Loans increased score about 47 pts

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StartinOver
Frequent Contributor

Deferment Loans increased score about 47 pts

In case anyone is interested:

 

(Due to unemployment, my school loans went into deferment.)

 

A couple of days ago: on EX I received +68 points, due to paying my Best Buy to zero balance and the 7 school loans reporting defered.

 

Today: EX went back down -20 points because I increased Best Buy to $40/$500, so it would show I was using it (all other balances were 0).  EQ went up +47 points due to the 7 loans reporting deferred.

 

I just wish Cavalary would keep their word and remove the collection they promised to remove a few weeks back. I'd like to see my score before it all changes with my using my Visa again and bringing the utilization from 0% to 80%..

 

 

 

4/25/11 FICO: EQ 761....EX 770.....TU 744
3/6/2011 FICO: EQ 710... EX 718... TU 710
09/09 FICO: EQ: 525
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