Credit Card Center Advertiser Disclosure

New Member
Posts: 1
Registered: ‎04-09-2009
0 Kudos

Did Equifax Fico Scorepower change?

[ Edited ]

I am in the middle of a mortgage refinance and am trying to obtain my equifax beacon 5.0 score. I used to be able to get it from Myfico and I saw on the boards I could still get it from Equifax. When I pulled that score it was the same as my new updated score on Myfico. When Myfico updated my score it went from a 611 to 638 and now Scorepower is showing the same 638. Did equifax recently change the model? Any info would be greatly appreciated. Equifax customer service reps have not been helpful. 

Established Member
Posts: 15
Registered: ‎05-26-2012
0 Kudos

Re: Did Equifax Fico Scorepower change?

I do not know but right now my Myfico score is 624 and my equifax score is 561, crazy


I just had a student loan added to my credit report, so I think Equifaxe scores, which as far as I know is still 5.0, finds the new loan significant and the new Fico scoring system ignores it


In May, my Fico Score did match what my a mortage broker pulled, exactly , So in May as far as I know Fico was using Beacon 5.0

Starting Score: TU Fico 591 : Equifax Fico 569 5/2012
Current Score: TU Fico9: 625 Equifax Fico9: 625 Experian Fico9: 614 11/2014
Goal Score: 800

Take the FICO Fitness Challenge
Posts: 3,367
Registered: ‎10-19-2012
0 Kudos

Re: Did Equifax Fico Scorepower change?

Score Power did not change. But MyFICO is no longer offering Score Power reports. The only place from which you can get a Score Power Report is the Equifax website.


I'm a little upset that MyFICO converted my Score Power report that came with my Score Watch subscription to a Standard report. I had to get my Score Power from Equifax. That's $20 + tax down the drain.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.