Difference between MyFico score and Discover Score

mAndrew1980 · ‎02-20-2014

MyFico TU score is 695 but on my Discover statement they list my TU score as 677? How could the scores be that different when they were taken at the same time? Any else experience this?

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.

user5387 · ‎02-20-2014

MyFico - TU 98

Discover - TU 08

The different formulas lead to different results.

mongstradamus · ‎02-20-2014

Short version is my fico TU and discover TU are two different types of TU scores I remember correctly my fico it TU98 and discover is TU08

EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16