Difference in 128 points!

Anonymous · ‎03-18-2008

I just don't understand....

My Juniper cc gives me a monthly score from TU. It currently reads: 527 as of March 10.

My March 10 Experian gave me a score of 655.

I didn't pay to get the third score.

128 is a huuuuuge gap. What is going on?

Anonymous · ‎03-18-2008

TransRisk (the score from Junny) is a FAKO score-

trashyart2000 wrote:

I just don't understand....

My Juniper cc gives me a monthly score from TU. It currently reads: 527 as of March 10.

My March 10 Experian gave me a score of 655.

I didn't pay to get the third score.

128 is a huuuuuge gap. What is going on?

Anonymous · ‎03-18-2008

My Transrisk score is 633

My TU FICO is 705

Anonymous · ‎03-18-2008

Ok gotcha. What is the purpose of a FAKO score in the first place? I go to a bank, want credit they look at the FICO score. So then why even use or mention a FAKO?

Anonymous · ‎03-18-2008

Exactly-

I try to ignore my FAKO scores-

trashyart2000 wrote:

Ok gotcha. What is the purpose of a FAKO score in the first place? I go to a bank, want credit they look at the FICO score. So then why even use or mention a FAKO?

llecs · ‎03-18-2008

Yoda once exclaimed, "No! Try not! Do or do not! There is no try!"

And the great thinker Homer, Homer Simpson, that is said, "Trying is the first step towards failure."

Timothy wrote:
Exactly-
I try to ignore my FAKO scores-
trashyart2000 wrote:
Ok gotcha. What is the purpose of a FAKO score in the first place? I go to a bank, want credit they look at the FICO score. So then why even use or mention a FAKO?

Anonymous · ‎03-18-2008

LOL-

If I were to say I DO ignore them would be a lie-

I Do not put any faith in them- (is that better?)

llecs wrote:

Yoda once exclaimed, "No! Try not! Do or do not! There is no try!"

And the great thinker Homer, Homer Simpson, that is said, "Trying is the first step towards failure."

Timothy wrote:

Exactly-

I try to ignore my FAKO scores-

trashyart2000 wrote:

Ok gotcha. What is the purpose of a FAKO score in the first place? I go to a bank, want credit they look at the FICO score. So then why even use or mention a FAKO?

Anonymous · ‎03-18-2008

Ah yes, makes sense.

I guess there is some better news about the FAKO score- its lower than FICO (in my case) so better that way than the other way around.

llecs · ‎03-18-2008

Timothy wrote:
LOL-

If I were to say I DO ignore them would be a lie-
I Do not put any faith in them- (is that better?)

We'll let it slide.

Junejer · ‎03-18-2008

trashyart, the reason why there are FAKO scores is b/c people are more credit-conscious than ever and are willing to find out what number that guy on the commercial is thinking of. Thus, they can make a lot of $ off of the ill-informed in our society. So, if your CMS comes with a FAKO, pay no attention, for it means nothing.