Credit Cards Center Credit cards from our partners
Reply
New Contributor
Posts: 57
Registered: ‎04-20-2012
0

Difference in Equifax Score of 60pts?

Hi all. Myfico.com  shows my equifax score as 777. I just got a new credit card and they say my Equifax is 717?  Both scores were pulled same day. I also pulled from

Freecreditreport and got all 3 scores and it to has me around 720 (I forget exactly what).  Why the difference and such a big one?  The other 2 scores are around 735 so 777 sounded high when I saw it but 717 is a big difference. Any thoughts? 

Highlighted
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Difference in Equifax Score of 60pts?

Assuming you pulled your EQ FICO and applied for the CC who pulled EQ on the same day then it would be likely that the CC pulled a CC-enhanced FICO.

 

FCR.com doesn't offer FICOs. They offer a FAKO.

 

 

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.