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Valued Member
Posts: 47
Registered: ‎04-20-2012

Difference in Equifax Score of 60pts?

Hi all.  shows my equifax score as 777. I just got a new credit card and they say my Equifax is 717?  Both scores were pulled same day. I also pulled from

Freecreditreport and got all 3 scores and it to has me around 720 (I forget exactly what).  Why the difference and such a big one?  The other 2 scores are around 735 so 777 sounded high when I saw it but 717 is a big difference. Any thoughts? 

Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007

Re: Difference in Equifax Score of 60pts?

Assuming you pulled your EQ FICO and applied for the CC who pulled EQ on the same day then it would be likely that the CC pulled a CC-enhanced FICO. doesn't offer FICOs. They offer a FAKO.



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