12-19-2007 12:06 PM
12-19-2007 12:46 PM
12-19-2007 04:37 PM
I have credit watch with both MyFICO and TrueCredit, but my Equifax score on TrueCredit is two points higher than the Equifax score on MyFICO, can someone explain why the dfference in scores although they are with the same credit bureau?
12-19-2007 07:33 PM
Nobody can explain this, 40. The short answer is they use different scoring models. The score you get from TC frankly isn't worth the paper you print it on. Use TC to keep track of accounts.My EQ score from TC is 99 points lower than FICO.Any correlation between TC and MyFICO scores is purely coincidental.
These responses are not provided or commissioned by FICO. Responses have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.