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Established Member
Datgirl
Posts: 23
Registered: ‎04-17-2007
0

Different Scores - which one is correct???

Ok - I subscribe to PrivacyGuard and pulled my credit score today.  According to PrivacyGuard my scores are as follows:
EQ - 607
EX - 621
 
I then decided to pull from myFICO today and here are my scores:
EQ - 646
EX - 640
 
I've been working very hard to fix some bad credit mistakes from the past. 
 
Why the differences?
 
Thanks a bunch!
:smileyindifferent:
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Different Scores - which one is correct???

MyFICO
 
the other ones don't matter. :smileyhappy:
Established Member
Datgirl
Posts: 23
Registered: ‎04-17-2007
0

Re: Different Scores - which one is correct???

Where do mortgage lenders pull scores?
 
Thanks
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Different Scores - which one is correct???

99% of lenders use FICO.
Established Member
Datgirl
Posts: 23
Registered: ‎04-17-2007
0

Re: Different Scores - which one is correct???

Tuscani,
    I see why you're a Super Contributor!  
 
Thanks a bunch,
:smileyhappy:
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Different Scores - which one is correct???

My pleasure!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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