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@NewtoCredit80 wrote:
I got my Amazon Chase visa yesterday. The card approval document mention that my TU credit score is 690 as of 4/11. It also mentioned the score range between 100 to 990. Now CK shows my TU score at 740. Now I have heard on this forum that original Fico score is between 300 to 850. Now why so much disparity in scores? I have limited credit history of 4 months and 2 cards. Pnc secure being the second.
Pay CK scores no attention and the second one sounds like a vantage score as well probably chase internal
Congrats on the amazon
@NewtoCredit80 wrote:
I got my Amazon Chase visa yesterday. The card approval document mention that my TU credit score is 690 as of 4/11. It also mentioned the score range between 100 to 990. Now CK shows my TU score at 740. Now I have heard on this forum that original Fico score is between 300 to 850. Now why so much disparity in scores? I have limited credit history of 4 months and 2 cards. Pnc secure being the second.
Neither of those scores are FICO. As you stated, the FICO range is 300 to 850. When one gets a score from a lender, unless they state that the score is a FICO...it's not. That 690 score is probably some internal score. Same with the CK score, it's also not a FICO. Spring for the $19.95 here to get your TU98 FICO, at least you'll have a bit clearer picture of where you really are.
+1, congrats on your new CL.
@NewtoCredit80 wrote:
Well I tried to apply at myfico to get score but it rejected the purchase by saying limited credit history for a score. CS told me to wait another 3 months before buying a score from myfico
Have to have at least six months reported on any tradeline to generate an actual FICO score.
Going to move this thread as well for followup questions.