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I recently applied for the Barclaycard Rewards Card for Average Credit and was denied. In the letter I received in the mail it said my Experian score is 648 but my Experian score on myFICO as of yesterday (03/19/14) was 667. Which is the accurate score? Theres no way my score increased due to a hard pull in 7 days.
Both scores are accurate. Lenders can use different models ie bankcard enhanced for their UW.
The EX on this site is EX 08.
I don't know which version of EX Barclay pulled, but if it's not EX 08, then it likely won't match.
Or if there is a time lag between the two score calculations, then they may not match.