Established Member
Posts: 28
Registered: ‎10-03-2011

Discover FICO scoring

I recently closed on a mortgage so I asked for a CLI for my Discover card.


My TU-FICO for the mortgage was 710 but Discover has my TU-FICO as 641.


Both of the scores were generated around the same time in early March. How can the same score be so different?


I am just glad it was not the other way around.

Posts: 22,406
Registered: ‎01-17-2008

Re: Discover FICO scoring

I think mortgage lenders use TU04 and Discover uses Bankcard Enhanced TU08

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+