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Established Member
Posts: 28
Registered: ‎10-03-2011
0

Discover FICO scoring

I recently closed on a mortgage so I asked for a CLI for my Discover card.

 

My TU-FICO for the mortgage was 710 but Discover has my TU-FICO as 641.

 

Both of the scores were generated around the same time in early March. How can the same score be so different?

 

I am just glad it was not the other way around.

Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
0

Re: Discover FICO scoring

I think mortgage lenders use TU04 and Discover uses Bankcard Enhanced TU08

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