Discover Fico 850, two statements in a row.

blondy250 · ‎03-07-2014

This is my 2nd statement since Discover has been offering a free Fico score (TU-08), last statement was 850, once again 850. FYI this is with 2 cards reporting at 2%.

Fico 8 12/9/17
Equifax 850, TransUnion 842 10/30/17 , Experian 842 12/11/17 . AAOA 12 years Oldest 20
No inquires since 2014
All credit reports frozen
Fico 8 Equifax Bankcard 866 12/27/16

Imhotrodcrazy · ‎03-07-2014

Congrats on the perfect score. I can't seem to get above my 842, but I am still trying.

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15

IncrsCredScore · ‎03-07-2014

Oh my goodness! What wonderful achievements. Congratulations!

blondy250 · ‎03-07-2014

Thanks, a little surprised to see it two months in a row. Will update myFico equifax, experian next month to see were they stand.

Fico 8 12/9/17
Equifax 850, TransUnion 842 10/30/17 , Experian 842 12/11/17 . AAOA 12 years Oldest 20
No inquires since 2014
All credit reports frozen
Fico 8 Equifax Bankcard 866 12/27/16

BigBS · ‎03-07-2014

Thanks outstanding! Gives me something to shoot for.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

VirtualCuriosity · ‎03-08-2014

You are a FICO SLAYER!!! Congrats on an awesome achievement.

TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15

abundancejones · ‎03-08-2014

Congrats!!!

I see on your siggy that your EX and EQ are similarly high.

So, you only have two open credit accounts reporting? Everything else is a closed account? Can you share how old the two cards are?

vanillabean · ‎03-08-2014

@blondy250 wrote:
This is my 2nd statement since Discover has been offering a free Fico score (TU-08), last statement was 850, once again 850. FYI this is with 2 cards reporting at 2%.

Same here (DW), it's just too darn easy. 04 is a lot tougher.

The Long, Twisted History of Your Credit Score

WNA888 · ‎03-08-2014

If you are 800+, then you will likely get the same rate as a person with 850. So just relax and focus on something else instead of aiming for perfection.

Barclaycard TU FICO Score : 826 [1/12/15]

Anonymous · ‎03-09-2014

Awesome! Never seen this before. Two months... more than a fluke. Congrats.