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Disputed information on equifax yesterday and FICO went up 25 points

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MachoMarkSaavge
Valued Member

Disputed information on equifax yesterday and FICO went up 25 points

When I checked ScoreWatch it said it updated a Kohls account that I had and was in collections and settled for less amount. I disputed because I paid for less amount and it was shown as charge/off closed in 2009 But they were updating my credit report each month with 120+ days late. So my question is do they automatically give you a score update during an investigation?

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guiness56
Epic Contributor

Re: Disputed information on equifax yesterday and FICO went up 25 points

Sometimes when you dispute, the TL is removed from scoring.  You could see a bump in score for that.

Message 2 of 3
Anonymous
Not applicable

Re: Disputed information on equifax yesterday and FICO went up 25 points


@guiness56 wrote:

Sometimes when you dispute, the TL is removed from scoring.  You could see a bump in score for that.


Yep.  What guiness said.

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