A month or so ago I was overcharged by Delta Airlines. I disputed the charge and the charge was dropped. However, my FICO score dropped by 30 points at the same time. Now, I have two items I paid for by credit card but never received and have to make a decision. While I think it is ridiculous to pay $213.00 for something I never received, I don't want my credit score to drop again. Do I pay the $213 and 'bite the bullet' or do I dispute those charges. BTW, the 800 number for the biller has a recording (this number out of order - I think they closed shop and skeedaddled), so I am not able to rectify this with the biller. Or is there another way to get the charges dropped? Thanks, AL