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Disputing a negative Item

Established Member

Disputing a negative Item

Can disputing a negative item on my credit report cause it to stay on there longer?
Message 1 of 4
3 REPLIES
Moderator Emeritus

Re: Disputing a negative Item

Nope
Message 2 of 4
New Visitor

Re: Disputing a negative Item

I am new to the board and appreciate any feedback given. What if the company you are disputing verifies the account and adds a couple of 30 day lates that weren't on the report prior to the dispute? I had a credit union tack on four 30 days that weren't reported but appeared as an x, but at least my prior mortgage company updated and removed thirteen of the eighteen 30 day lates and all six of the 60 day lates appearing on the report. Should I expect to see any kind of change in my score?
Message 3 of 4
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Moderator Emeritus

Re: Disputing a negative Item



ar0917 wrote:
I am new to the board and appreciate any feedback given. What if the company you are disputing verifies the account and adds a couple of 30 day lates that weren't on the report prior to the dispute? I had a credit union tack on four 30 days that weren't reported but appeared as an x, but at least my prior mortgage company updated and removed thirteen of the eighteen 30 day lates and all six of the 60 day lates appearing on the report. Should I expect to see any kind of change in my score?


Doesn't matter. The DOFD (which is when the 7 year clock starts) still applies.
 
You should see a nice score increase with those lates removed.
Message 4 of 4