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Do SPs come with scores?

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lhcole77
Valued Contributor

Do SPs come with scores?

I'm curious to know whether the information a lender sees in a SP is just the CRA info OR if a score is associated with it too?

 

Any ideas?

Message 1 of 5
4 REPLIES 4
YahComb
Established Contributor

Re: Do SPs come with scores?

earlier this year i had a couple of CLI denials from Discover and US Bank-ended up with no hardpulls and got scores in the mail both times.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 2 of 5
lhcole77
Valued Contributor

Re: Do SPs come with scores?

Thanks for reply.

 

So are you thinking that when they SPed you that they saw a score?

Message 3 of 5
pizzadude
Credit Mentor

Re: Do SPs come with scores?

Yes ~ lenders can obtain a FICO via either a soft or hard pull.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 4 of 5
lhcole77
Valued Contributor

Re: Do SPs come with scores?

Thanks for the reply. This is good to know.
Message 5 of 5
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