cancel
Showing results for 
Search instead for 
Did you mean: 

Do SPs come with scores?

Valued Contributor

Do SPs come with scores?

I'm curious to know whether the information a lender sees in a SP is just the CRA info OR if a score is associated with it too?

 

Any ideas?

FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

Credit Limits: $300,000+
Miles: 400,000+
MRPs: 200,000+
Cash Back: $2,000+
Message 1 of 5
4 REPLIES
Established Contributor

Re: Do SPs come with scores?

earlier this year i had a couple of CLI denials from Discover and US Bank-ended up with no hardpulls and got scores in the mail both times.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 2 of 5
Valued Contributor

Re: Do SPs come with scores?

Thanks for reply.

 

So are you thinking that when they SPed you that they saw a score?

FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

Credit Limits: $300,000+
Miles: 400,000+
MRPs: 200,000+
Cash Back: $2,000+
Message 3 of 5
Super Contributor

Re: Do SPs come with scores?

Yes ~ lenders can obtain a FICO via either a soft or hard pull.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 4 of 5
Highlighted
Valued Contributor

Re: Do SPs come with scores?

Thanks for the reply. This is good to know.
FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

Credit Limits: $300,000+
Miles: 400,000+
MRPs: 200,000+
Cash Back: $2,000+
Message 5 of 5