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I got two new cards last month that one card has credit on it because of the opening bonus income, the other one (Better Balance cash rewards from BoA) I only charged $1 on it with a 3k CL. In that case, do the banks report my utility to the 3 credit bureau? I have been waiting for a month since appied the cards, seems nothing has been reported.
Negative balances (credits) generally report as $0 while the other card should report $1.
When should I see the reporting normally? Thanks for your response
After some search, I think the banks will report my new accounts to the 3 CRAs up to two months. I will wait for it. Let's close this question for now.