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Does EX have my charge card from AMEX reported as regular CC ? help

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pat0812
Regular Contributor

Does EX have my charge card from AMEX reported as regular CC ? help

Hi

 

I wanted to know if this is weird or not.

I have experian monitoring service and once a quarter I get a free 3 in 1 credit report from all CB

I made a screenshot

For some reason in my experian report, my AMEX charge card balance shows up in the revolving balance and with EQ and TU the charge card balance show up in OTHER

 

Does that mean experian has my charge card configured wrong and is part of my UTI ?

 

report.jpg

FICO 8's EX 770 EQ 751 TU 771 (1/16/17)
Amex Gold Premier rewards ( Charge Card)
Amex Blue cash - $47,800 Wells Fargo - $15,000 Citibank Simplicity - $13,800 Barclays Apple - $13,000 Walmart Mastercard - $8000 Chase Slate - $7,200 Discover It - $5,500 Capital One - $5,250
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2 REPLIES 2
Revelate
Moderator Emeritus

Re: Does EX have my charge card from AMEX reported as regular CC ? help

No it's just the third party presentation of it.

 

Go pull the bureau's reports directly if you wish to see, you should get EX's once a month (the base report I think) if you have their monitoring service.




        
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sjt
Senior Contributor

Re: Does EX have my charge card from AMEX reported as regular CC ? help

They put it in the "Other" catagory because the Charge Card is considered an "Open"  Account.

 

 

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
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