04-24-2013 06:31 PM
I apologize if this has been asnwered, but I cannot find an answer on these boards.
Does the scorewatch by MyFico act as a "lender" per say, pulling your credit as a hard hit? Does it in ANY way affect credit scores?
Thank you, and my apologies again if this has been answred. If so, I can't see it at my old-ish age.
04-26-2013 06:52 AM
Nope. You're pulling your own credit, so that doesn't affect your score.
It is specifically mandated that the monitoring of one's own CR will not affect their scores. Only lender pulls.