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Does Scorewatch hurt your credit?

Established Member

Does Scorewatch hurt your credit?

I apologize if this has been asnwered, but I cannot find an answer on these boards. 

 

Does the scorewatch by MyFico act as a "lender" per say, pulling your credit as a hard hit? Does it in ANY way affect credit scores?

 

Thank you, and my apologies again if this has been answred. If so, I can't see it at my old-ish age. Smiley Sad

3 REPLIES
Established Contributor

Re: Does Scorewatch hurt your credit?

Nope. You're pulling your own credit, so that doesn't affect your score.

Established Member

Re: Does Scorewatch hurt your credit?

Thank you! Smiley Happy

Moderator Emeritus

Re: Does Scorewatch hurt your credit?


InvincibleSummer3 wrote:

Nope. You're pulling your own credit, so that doesn't affect your score.


+1

 

It is specifically mandated that the monitoring of one's own CR will not affect their scores.  Only lender pulls.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.