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New Member
Posts: 4
Registered: ‎05-12-2009

Does a student loan with a $0 monthly payment help my score

My sudent loans(about $7100 ) is currently in a income contingicy(sp) repayment plan, not deffered. On my credit it show I opened it in 2006 and states"pays as agrees" amount 7100, high credit 7100, I know that having all of the avail. credit useds up  is not good but does the 2 years that it shows payed as agreed help at all. but my payment is currently $0 due to Income and family size. Thanks.

New Contributor
Posts: 56
Registered: ‎02-15-2008

Re: Does a student loan with a $0 monthly payment help my score

From what I read here, its an installment loan so it does hurt your utl like a cc would.

On your cr; are the months updating as ok? If, so then the gotta be helping.

My little progression tracker...

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