Credit Card Center Advertiser Disclosure

New Member
Posts: 1
Registered: ‎07-29-2013
0 Kudos

Does not meet minimum score criteria?

Hello, I am new here and just purchased 10 day free trial. I wanted to check fico, but say does not meet minimum score criteria? What does this mean? Thank you in advance.

Senior Contributor
Posts: 3,928
Registered: ‎10-26-2012
0 Kudos

Re: Does not meet minimum score criteria?

Hi jazzyfalcon and welcome to the forums!!! You need to call customer service and see if you have a fico score. Do you know what you have listed on your credit reports? 


Community Leader, 



Super Contributor
Posts: 9,693
Registered: ‎06-19-2013
0 Kudos

Re: Does not meet minimum score criteria?

Do you have any credit at all ? If you don't have any loans, credit card or anything like that your credit report will be blank, hence why you can't get an score

EX Fico 804 11/16/16 Fako 800 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Epic Contributor
Posts: 22,398
Registered: ‎01-17-2008
0 Kudos

Re: Does not meet minimum score criteria?

Minimum requirements for a FICO score. are:


At least one account that has been open for 6 months or more


At least one undisputed account that has been reported to the CRAs within the last 6 months


And no indication that you are deceased

Senior Contributor
Posts: 6,240
Registered: ‎04-30-2013
0 Kudos

Re: Does not meet minimum score criteria?

Welcome to the forum! Guiness56 has once again beat me to the punch. If you do not have any of the above mentioned accounts, you will not have a FICO score. This is not necessarily a bad thing. This gives you the opportunity to start from scratch with an amazing support structure around you.


If you do in fact have credit history, then it looks like a phone call is in order. 

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.