07-29-2013 05:44 PM
Hello, I am new here and just purchased 10 day free trial. I wanted to check fico, but say does not meet minimum score criteria? What does this mean? Thank you in advance.
07-29-2013 06:53 PM
07-29-2013 07:00 PM
Do you have any credit at all ? If you don't have any loans, credit card or anything like that your credit report will be blank, hence why you can't get an score
07-29-2013 08:24 PM
Minimum requirements for a FICO score. are:
At least one account that has been open for 6 months or more
At least one undisputed account that has been reported to the CRAs within the last 6 months
And no indication that you are deceased
07-29-2013 09:25 PM
Welcome to the forum! Guiness56 has once again beat me to the punch. If you do not have any of the above mentioned accounts, you will not have a FICO score. This is not necessarily a bad thing. This gives you the opportunity to start from scratch with an amazing support structure around you.
If you do in fact have credit history, then it looks like a phone call is in order.