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New Member
Posts: 1
Registered: ‎07-29-2013

Does not meet minimum score criteria?

Hello, I am new here and just purchased 10 day free trial. I wanted to check fico, but say does not meet minimum score criteria? What does this mean? Thank you in advance.

Senior Contributor
Posts: 3,930
Registered: ‎10-26-2012

Re: Does not meet minimum score criteria?

Hi jazzyfalcon and welcome to the forums!!! You need to call customer service and see if you have a fico score. Do you know what you have listed on your credit reports? 


Community Leader, 



Super Contributor
Posts: 9,335
Registered: ‎06-19-2013

Re: Does not meet minimum score criteria?

Do you have any credit at all ? If you don't have any loans, credit card or anything like that your credit report will be blank, hence why you can't get an score

EX Fico 774 3/3/15 Fako 806 CS/ 11/24/14
EQ SW bank enhanced 5/26/15 827 CK fako 807 5/11/15
TU Fico Barclay's/Walmart 7/6/15 786 Fako 808 Creditkarma 5/11/15
Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008

Re: Does not meet minimum score criteria?

Minimum requirements for a FICO score. are:


At least one account that has been open for 6 months or more


At least one undisputed account that has been reported to the CRAs within the last 6 months


And no indication that you are deceased

Valued Contributor
Posts: 5,381
Registered: ‎04-30-2013

Re: Does not meet minimum score criteria?

Welcome to the forum! Guiness56 has once again beat me to the punch. If you do not have any of the above mentioned accounts, you will not have a FICO score. This is not necessarily a bad thing. This gives you the opportunity to start from scratch with an amazing support structure around you.


If you do in fact have credit history, then it looks like a phone call is in order. 

NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I

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