EQ 25 and 29 Points Lower

[ronq]

My EQ score is lower and in the "Understanding your FICO Score" in the hurting your score is that I have not established a long revolving credit history 19 years 5 months ago. On the helping side it says I do have an established history 19 years 5 months average age 9 years. I have a lot of lates from 3 years 6 months ago so if EQ would drop the hurting my score entry I think it would be  around TU and EX scores. TU=729 EQ=699 EX=719. I have been stuck on 699 with EQ for almost a year and my CU NFCU always pulls EQ unless it's a mortgage.

[GFer]

EQ is known for being harder on folks with lates and such. Notice the 101pt diff in my scores!

Also, higher scores are seen with AAoA is 6yrs and older (in addition to other factors).

[Anonymous]

me too.  been at 698 for close to a year.