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EQ 27 point drop!

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adamkingadam
Regular Contributor

EQ 27 point drop!

Got a alert from here that my EQ dropped 27 points!!! I have EQ monitoring so I pulled my report today and nothing has changed, I got two collections deleted from EQ in the last month and have brought my uti down 18 points over the last month with two balances that were paid waiting to report. I don't understand the drop!! I was expecting a bump and now I get this that dropped me from a 650 on the brink of "good" down to a 623. Very depressing to say the least!!
Starting Scores: 1/1/2016
EX 600 EQ 598 TU 610
Current Fico Scores (9/2016):EX: 674 EQ: 678 TU: 689
Message 1 of 4
3 REPLIES 3
righthererightnow
Frequent Contributor

Re: EQ 27 point drop!

Did you have an older account (a good one) that is aging off? That would shorten your average age of accounts. Or new inquiries?




Message 2 of 4
adamkingadam
Regular Contributor

Re: EQ 27 point drop!

Nope, nothing changed. I took a fine tooth comb to before and after reports and nothing is different.
Starting Scores: 1/1/2016
EX 600 EQ 598 TU 610
Current Fico Scores (9/2016):EX: 674 EQ: 678 TU: 689
Message 3 of 4
righthererightnow
Frequent Contributor

Re: EQ 27 point drop!

If you applied for new credit the inquires might not be posted to your account yet... but if not... I have no idea. It's a mystery.




Message 4 of 4
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