01-30-2013 10:51 AM
01-30-2013 11:07 AM
You've been rebucketed. It will rise.
Rebucketed? what's that?
01-30-2013 11:11 AM
01-30-2013 11:17 AM
how many inquiries did you have on EQ over the past year?
01-30-2013 11:22 AM
When your credit profile changes because of events you are calculated against different scorecards. If you have a baddie and it drops off, you move to a different scoring criteria for profiles without baddies. That's a simple as I can put it. There are threads here explaining rebucketing in more detail.
Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.
Minor vulgarity edit --Rev
01-30-2013 12:08 PM
I will see you in the garden, I am in the same boat as you are, it sucks but nothing time cant fix !!
01-30-2013 01:40 PM
It's going to be a garden party!
I'm there also now that I got approved for Amex.
I shouldn't be itchy for at least 6 months
01-30-2013 02:17 PM
I'm moving this from Credit Cards to Understanding FICO Scoring. I agree that you've most likely been rebucketed. You should be able to receive additional comments from UFS forum participants that may prove helpful to you.