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I pulled my EQ report today from my EQ website subscription. Looks like they finally got my snail mail letter and updated my address I also noticed that my Dell account was in dispute, because they have not reported an accurate balance of zero with EQ (or TU, but did for EX).
Anyway, I was under the impression that when an account is in dispute, it would be removed from the scoring algorithm. I just bought my new score power report on myfico, which has a bunch of new accounts, anyway, and the score is still the same....it was not removed from the scoring algorithm....maybe it take a few days? IDK.
Anyone know? TIA.
If all you disputed was the balance, then CRA reporting of any dergogs on the account remains unchallenged.
You did not disute an account, only the account balance, as I read it.
Suspended scoring of disputed account reporrting is extremely temporary, and only exists for the 30-day period that the acccount is under dispute.
Once the dispute process is resolved, the scoring continues to count in FICO.
Did they resovle the dispute?