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I just realized that the Citicard site is giving me the Equifax FICO Bankcard 8 score, while myFICO is giving me the FICO 8 score.
My Bankcard 8 score is 10 points higher than my 8 score.
Wonder what that's about.
The Bankcard score places more emphasis on, you guessed it, bank cards. You have a sizable portfolio of cards, so it makes sense that score would be higher.
@SouthJamaica wrote:I just realized that the Citicard site is giving me the Equifax FICO Bankcard 8 score, while myFICO is giving me the FICO 8 score.
My Bankcard 8 score is 10 points higher than my 8 score.
Wonder what that's about.
Most likely it is due to the difference in scale. There is greater score potential for industry specific (Bankcard and Auto) Fico scores Range for Fico 8 bankcard is 250 to 900. Range for Fico 8 is 300 to 850.
My Fico 8 Bankcard score is 36 (EQ) to 50 (TU) points higher than my classic Fico 8 score from the same CB.
@Anonymous wrote:The Bankcard score places more emphasis on, you guessed it, bank cards. You have a sizable portfolio of cards, so it makes sense that score would be higher.
Actually, bank cards are all I have
Every time i look at those scores my bankcard score is always 10 points higher than my fico 8. all 3 bureaus. for some reason. don't know why.