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I just got my most recent credit report from EQ on Friday. Today while reviewing it again I noticed this under the “Account Age” section at the beginning of the report.
Length of Credit History 0
Average Account Age NaNYear
Oldest Account CAPITAL ONE BANK USA (Opened N/A)
Most Recent Account BARCLAYS BANK DELAWA (Opened 06/2008)
My oldest account is actually a JCP card opened in 1997.Yet when I go to the “understanding your FICO score” section of this website it says that my AAoA is 5 years, which I think is correct. Should I dispute that Cap1 account showing as my oldest? Do you think this is affecting my FICO?