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EQ Score dropped

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Anonymous
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EQ Score dropped

myFICO score dropped because algorithm used old data from EQ credit report.  Current credit reports status shows paid (has been for >11 months) however myFICO has status showing collections?

Message 1 of 3
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Anonymous
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Re: EQ Score dropped


@Anonymous wrote:

myFICO score dropped because algorithm used old data from EQ credit report.  Current credit reports status shows paid (has been for >11 months) however myFICO has status showing collections?


Even if a collection is paid, it will still show on your credit report for 7 years from date of first delinquency.

Message 2 of 3
Anonymous
Not applicable

Re: EQ Score dropped


@Anonymous wrote:

@Anonymous wrote:

myFICO score dropped because algorithm used old data from EQ credit report.  Current credit reports status shows paid (has been for >11 months) however myFICO has status showing collections?


Even if a collection is paid, it will still show on your credit report for 7 years from date of first delinquency.


Sorry i meant to say for the last year the status : Charged off, Paid

Now myfico is showing the status as : bad debit, collections (for this updated status, i got a 12 score reduction)

Message 3 of 3
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