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Per AMEX my EX was 670 and MyFico EQ at 686. That's a 16 point difference, is this about average on the "real" credit scores?
@Kneegrow wrote:Per AMEX my EX was 670 and MyFico EQ at 686. That's a 16 point difference, is this about average on the "real" credit scores?
Hey Kneegrow!
The difference between CRAs is typical. The information across all three CRAs don't always match up. Not to mention that there are many different algorithms for the FICO score. Focus on what's actually on your report and your scores will come in line. . I hope this helps.
i've asked the moderators to move this question to a forum that might better help you with your question as opposed to the credit card forum.
@improvingmycredit wrote:
@Kneegrow wrote:Per AMEX my EX was 670 and MyFico EQ at 686. That's a 16 point difference, is this about average on the "real" credit scores?
Hey Kneegrow!
The difference between CRAs is typical. The information across all three CRAs don't always match up. Not to mention that there are many different algorithms for the FICO score. Focus on what's actually on your report and your scores will come in line. . I hope this helps.
i've asked the moderators to move this question to a forum that might better help you with your question as opposed to the credit card forum.
Yes, but the answer to the question in the title is "No" As improvingmycredit says, information differs among the CRAs, so it is just as likely that EX has info that makes you look better than EQ as the other way round. One key difference, apart from accounts, is the number of inquiries reported. Issuers pull different CRAs, so if you have more inquiries from EX pullers (such as Amex) than EQ pullers, your EQ score will often be higher. But if the inquiry numbers are reversed....