@Anonymous wrote:Let me see if I understand...
You owed $1400+ on a closed/charged off account.
You paid the $1400 after x amount of time.
Your score dropped after payment.
If that's the case, then it sounds like it just updated to a recently derogatory account after being dormant for a while. If this is the case, then I'm afraid it's reporting correctly.
If this isn't the case, which I hope it isn't, then I'm not sure. Good luck!
Actually my score went up to 628 after they reported the $0 balance. Something happened to the account after that and now I rec'd an alert from TC saying it is a "new account" and my report on MyFico is showing "repo/foreclosure" even though my EQ report is not. I also received an alert on here when it dropped and the only changes it shows are that the HC went from $1451 to $1000. Balance stayed the same as previously at $0. I am just so confused!
