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EQ fico score has not changed in 6 months!

tag
rebuilding
Regular Contributor

EQ fico score has not changed in 6 months!

I have had numberous changes to my credit file for all three CRA's.  TU and EX have bothed spiked up and down as much as 60 points!  EQ has not changed.  It shows the same changes that were on the the other two reports but EQ score literally has not changed one single point since my last alert on 9-12-2007

 

I am looking at true MyFico scores, and use ScoreWatch.

 

any suggestions?  is something wrong?

11/30/2009 TU 676 EQ 665 EX 654 (CU pulled)
5/14/08 TU 660 EQ 676 EX 623
9/5/07 TU 579 EQ 612 EX 546
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smallfry
Senior Contributor

Re: EQ fico score has not changed in 6 months!

They drive me nuts too. Do you have some accounts that will reach 2 years old soon? Any baddies on your report at all? Judging by the simulator it would appear that once your report stabilizes and shows no negatives that the Equifax score will rise as much if not more than TU and EX. I can hope can't I?Man Tongue
Message 2 of 4
rebuilding
Regular Contributor

Re: EQ fico score has not changed in 6 months!

haven't had any baddies in over 4 years...  I had one collection account that was incorrect that popped up in January and I just got it removed a couple weeks ago.  It sat on my CR (all three) for almost two full months...  TU dropped down to 607 then jumped back up to 665 as soon as it was removed.  Experian had a similar spike.  EQ never changed...

 

 

11/30/2009 TU 676 EQ 665 EX 654 (CU pulled)
5/14/08 TU 660 EQ 676 EX 623
9/5/07 TU 579 EQ 612 EX 546
Message 3 of 4
GFer
Valued Contributor

Re: EQ fico score has not changed in 6 months!

That sounds about right for EQ----stingy, stingy!  When I think of EQ, I envision a nun with ruler....


EQ 817, EX 815, TU 813 (Updated 1/5/18: TU 843

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