EQ is NOT Reporting my Revolving Accounts!

[adamseve]

I think I figured out why my EQ score is so low:  they do NOT have any record of my revolving accounts with Cap One, Comenity, or Synchrony.  They are only listing my accounts IIB and my installment loans (auto & student loans).

Is there any waqy to get these accounts reported to EQ?  If so, any advice on how to make this happen is most appreciated.

Thank you in advance

[Blodreina]

When were the accounts opened?

[JLK93]

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@adamseve wrote:

I think I figured out why my EQ score is so low:  they do NOT have any record of my revolving accounts with Cap One, Comenity, or Synchrony.  They are only listing my accounts IIB and my installment loans (auto & student loans).

Is there any waqy to get these accounts reported to EQ?  If so, any advice on how to make this happen is most appreciated.

Thank you in advance

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Those revolving accounts always report to Equifax. Maybe you have a split file.

[Anonymous]

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@oilcan12 wrote:

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@adamseve wrote:

I think I figured out why my EQ score is so low:  they do NOT have any record of my revolving accounts with Cap One, Comenity, or Synchrony.  They are only listing my accounts IIB and my installment loans (auto & student loans).

Is there any waqy to get these accounts reported to EQ?  If so, any advice on how to make this happen is most appreciated.

Thank you in advance

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Those revolving accounts always report to Equifax. Maybe you have a split file.

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+1 for the possibility of a split file, unless these accounts are really new.

[adamseve]

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@Falere wrote:

When were the accounts opened?

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The accounts were opened between 2013 - now...My Ch 7 discharge was May 2013 and I was able to open accounts with Cap 1 immediately afterwards.

[adamseve]

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@oilcan12 wrote:

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@adamseve wrote:

I think I figured out why my EQ score is so low:  they do NOT have any record of my revolving accounts with Cap One, Comenity, or Synchrony.  They are only listing my accounts IIB and my installment loans (auto & student loans).

Is there any waqy to get these accounts reported to EQ?  If so, any advice on how to make this happen is most appreciated.

Thank you in advance

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Those revolving accounts always report to Equifax. Maybe you have a split file.

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Split file?  How do I get the other half from EQ?  What is a split file?

[elim]

http://ficoforums.myfico.com/t5/forums/searchpage/tab/message?q=equifax+split+file

[RobertEG]

I would begin by calling the creditors and asking if they are reporting to each CRA.....