Reply
Super Contributor
Posts: 9,030
Registered: ‎06-19-2013
0

Re: EX FICO available here does not score AU accounts?


guiness56 wrote:

No, I have seen bigger gaps in scores with the varying models/versions.  The largest was 110 points I believe.

 

What are do you live in.  Some pull depending on your area.


I live on east coast in CT , btw my tu 08 and my equifax are over 110 points different. I may be that person lol. something about the 08 scoring system doesn't like me. I wish i could find out what it is , so i could fix it and help my scores improve :-(



EX Fico 774 3/3/15 Fako 806 CS/Credit.com 11/24/14
EQ SW bank enhanced 5/26/15 827 CK fako 807 5/11/15
TU Fico Barclay's/Walmart 7/6/15 799 Fako 808 Creditkarma 5/11/15
Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
0

Re: EX FICO available here does not score AU accounts?

Super Contributor
Posts: 9,030
Registered: ‎06-19-2013
0

Re: EX FICO available here does not score AU accounts?


guiness56 wrote:

Here is a really good thread about FICO 8:

 

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/TU-98-vs-TU08/td-p/1191227

 

It may explain some things.


ok thank you for that , i shall try to learn as much as i can from it.



EX Fico 774 3/3/15 Fako 806 CS/Credit.com 11/24/14
EQ SW bank enhanced 5/26/15 827 CK fako 807 5/11/15
TU Fico Barclay's/Walmart 7/6/15 799 Fako 808 Creditkarma 5/11/15
Valued Member
Posts: 34
Registered: ‎05-07-2013
0

Re: EX FICO available here does not score AU accounts?

I found our issue. Our mortgage servicer is incorrectly reporting us as 90+ days late as of 7/13. I am really, really tired of their crap. It will be fixed soon I am sure, soon to be followed by another "reporting error". Smiley Sad I am still concerned that his comments specifically say about not having any revolving credit though. I hope that when the mortgage situation is fixed, it will not be as big of a factor.

Highlighted
Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
0

Re: EX FICO available here does not score AU accounts?

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.