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Super Contributor
Posts: 8,446
Registered: ‎06-19-2013
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Re: EX FICO available here does not score AU accounts?


guiness56 wrote:

No, I have seen bigger gaps in scores with the varying models/versions.  The largest was 110 points I believe.

 

What are do you live in.  Some pull depending on your area.


I live on east coast in CT , btw my tu 08 and my equifax are over 110 points different. I may be that person lol. something about the 08 scoring system doesn't like me. I wish i could find out what it is , so i could fix it and help my scores improve :-(



EX Fico 791 1/7/15 Fako 801 CS/Credit.com 11/24/14
EQ SW bank enhanced 1/27/15 823 quizzle fako 807 1/7/15 CK fako 804 2/7/15
TU Fico Barclay's 1/24/15 793 TU fico walmart 2/5/2015 792 Fako 806 Creditkarma 2/7/15
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Re: EX FICO available here does not score AU accounts?

Super Contributor
Posts: 8,446
Registered: ‎06-19-2013
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Re: EX FICO available here does not score AU accounts?


guiness56 wrote:

Here is a really good thread about FICO 8:

 

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/TU-98-vs-TU08/td-p/1191227

 

It may explain some things.


ok thank you for that , i shall try to learn as much as i can from it.



EX Fico 791 1/7/15 Fako 801 CS/Credit.com 11/24/14
EQ SW bank enhanced 1/27/15 823 quizzle fako 807 1/7/15 CK fako 804 2/7/15
TU Fico Barclay's 1/24/15 793 TU fico walmart 2/5/2015 792 Fako 806 Creditkarma 2/7/15
Valued Member
Posts: 34
Registered: ‎05-07-2013
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Re: EX FICO available here does not score AU accounts?

I found our issue. Our mortgage servicer is incorrectly reporting us as 90+ days late as of 7/13. I am really, really tired of their crap. It will be fixed soon I am sure, soon to be followed by another "reporting error". :smileysad: I am still concerned that his comments specifically say about not having any revolving credit though. I hope that when the mortgage situation is fixed, it will not be as big of a factor.

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Re: EX FICO available here does not score AU accounts?

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