08-15-2013 04:08 PM
No, I have seen bigger gaps in scores with the varying models/versions. The largest was 110 points I believe.
What are do you live in. Some pull depending on your area.
I live on east coast in CT , btw my tu 08 and my equifax are over 110 points different. I may be that person lol. something about the 08 scoring system doesn't like me. I wish i could find out what it is , so i could fix it and help my scores improve :-(
08-15-2013 04:14 PM
08-15-2013 04:16 PM
Here is a really good thread about FICO 8:
It may explain some things.
ok thank you for that , i shall try to learn as much as i can from it.
08-15-2013 04:33 PM
I found our issue. Our mortgage servicer is incorrectly reporting us as 90+ days late as of 7/13. I am really, really tired of their crap. It will be fixed soon I am sure, soon to be followed by another "reporting error". I am still concerned that his comments specifically say about not having any revolving credit though. I hope that when the mortgage situation is fixed, it will not be as big of a factor.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.