@805orbust wrote:
Yeah, they're right. I've had the same thing happen to me with the alerts. There may have been an unrelated event that coincided with the timing of the alert. HOWEVER...
This all makes sense once you realize that all scores are FAKO. Even Fico scores. :-)
Sorta, admittedly the only score that matters is the one the lender uses to underwrite your application; however, there are some scores that are NEVER used for a lender underwriting decision and those are worse than useless. FICO scores at least all generally behave similarly certainly in the major categories.
True. I've seen some crazy behavior from the different models as they react to the same changes. I read that report TThumb posted earlier about the classification of consumers... interesting. Makes me wonder what new classifications the algorithm will be identifying.
