Effect on Scoring of Aged Accounts

[smallfry]

Used my free EX pull and although I opened a new account last month the score did not change. Utilization was the same at under 2%. Scoreable inquiries went from 11 to 6. New accounts opened in the past year went from 14 to 7 but I still see the red flag on Credit at a Glance. Evidently I got no score movement on 7 accounts reaching the year old anniversary. Negatives listed still are the same. Public records short credit history and seeking new credit. I have three red flags. Total accounts 34. Accounts opened in the past year 7 and public records. I definitely have hit the wall for my file if I cannot get any movement on new accounts opened in the past year going from 14 to 7.

[Anonymous]

Small,

My last report I got flagged for having 3 new accounts in the last year, so it is possible that you have lost the max in the new credit account for inquiries/accounts at the numbers you are at. I bet you if those other 7 come off your score goes up.

[smallfry]

---

@Anonymous wrote:

Small,

My last report I got flagged for having 3 new accounts in the last year, so it is possible that you have lost the max in the new credit account for inquiries/accounts at the numbers you are at. I bet you if those other 7 come off your score goes up.

---

Well I have a bit of a wait on my hands then. Opened a Juniper account in September 2 Citi cards last October and last month another Citi card. 3 more accounts will age to a year by the end of this month.