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Effect on score from inq's for non TLs

Valued Contributor

Effect on score from inq's for non TLs

Do inquiries for new TLs count against your fico score differently than inquiries for things like cable, phone, utilies, etc or do they all count in the same way?


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Message 1 of 5
4 REPLIES
Moderator Emerita

Re: Effect on score on inq's for non TLs

Message 2 of 5
Blogger

Re: Effect on score from inq's for non TLs

On inquiries initiated by creditors affect your FICO scores. Those generated with credit checks for utilities and such do not count.

Message 3 of 5
Valued Contributor

Re: Effect on score from inq's for non TLs

Well, I'm thoroughly confused now! Smiley Indifferent


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Message 4 of 5
Epic Contributor

Re: Effect on score from inq's for non TLs

All inquires that are for the purpose of extending credit affect your score.  Cable, cell phones, electric etc, are an extention of credit and are HP.

Message 5 of 5