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Valued Contributor
parakleet
Posts: 1,129
Registered: ‎04-13-2013

Effect on score from inq's for non TLs

[ Edited ]

Do inquiries for new TLs count against your fico score differently than inquiries for things like cable, phone, utilies, etc or do they all count in the same way?


Gardening since 4/13/14
Current: EQ 700 Apr '14; EX 724 Apr '14 TU 716 Apr '14
Goal: 760+
Moderator
09Lexie
Posts: 24,195
Registered: ‎09-13-2012

Re: Effect on score on inq's for non TLs

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HiLine
Posts: 2,831
Registered: ‎10-19-2012

Re: Effect on score from inq's for non TLs

On inquiries initiated by creditors affect your FICO scores. Those generated with credit checks for utilities and such do not count.

Valued Contributor
parakleet
Posts: 1,129
Registered: ‎04-13-2013

Re: Effect on score from inq's for non TLs

Well, I'm thoroughly confused now! :smileyindifferent:


Gardening since 4/13/14
Current: EQ 700 Apr '14; EX 724 Apr '14 TU 716 Apr '14
Goal: 760+
Moderator
guiness56
Posts: 22,408
Registered: ‎01-17-2008

Re: Effect on score from inq's for non TLs

All inquires that are for the purpose of extending credit affect your score.  Cable, cell phones, electric etc, are an extention of credit and are HP.


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