Valued Member
Posts: 41
Registered: ‎07-25-2012

Equifax ERS 3.0 scoring



I did a search for this first and couldn't find anything on it, so I thought I would share and spark some conversation or at least give someone a point of reference.


I recently app'd for a revolving account that is held by Comenity Bank. They pulled an Equifax score of 918 and stated the possible range was 1-999. I haven't seen any score range like this before, but a google search shed some light.


Apparently Equifax is offering the Equifax Risk Score (ERS) 3.0 as an alternative to FICO. Anyone else seen this yet?



Starting Score: EX: 652 FICO | TU: ??? FICO | EQ ??? FICO
Current Score: EX: 760 FICO | TU: 737 FICO | EQ: 754 FICO
Goal Score:      EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
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