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Established Contributor
Posts: 500
Registered: ‎05-11-2007

Re: Equifax FICO 08 percentiles

I was just pondering today if anyone really gets to 850....glad to see it. 

 

841   EQ Myfico  99%

 

846   Discover Transunion Fico  99% 


my-own-fico wrote:

percentile.png

 

If I'm not part of the 100%, then what? Smiley Wink

 


 

Blogger
Posts: 3,360
Registered: ‎10-19-2012
0

Re: Equifax FICO 08 percentiles

[ Edited ]
Blogger
Posts: 3,360
Registered: ‎10-19-2012
0

Re: Equifax FICO 08 percentiles

717 - 51%

736 - 58%

744 - 61%

759 - 66%

773 - 71%

781 - 75%

790 - 79%

798 - 82%

809 - 89%

812 - 90%

841 - 99%

850 - 100%
Blogger
Posts: 3,360
Registered: ‎10-19-2012
0

Re: Equifax FICO 08 percentiles

Let's keep this coming. We have pretty good coverage for the 700's. What about scores in the 600's?

Highlighted
Valued Contributor
Posts: 1,702
Registered: ‎01-23-2013

Re: Equifax FICO 08 percentiles

801 84%

 

Wish I could say I'm sorry I can't give you any data for the 600s, but I'm not really.

 

I'd like to see that data, too, but I understand why only people with higher scores are speaking up.

 

Blogger
Posts: 3,360
Registered: ‎10-19-2012
0

Re: Equifax FICO 08 percentiles

Thanks for your contribution. A lot of people don't hesitate to post their scores even when they are in the 500's or low 600's, so I don't think people don't post because of low scores. My score was in the 600's for a while and I wouldn't mind posting the percentile then. If anything, I'd love to be able to measure my progress by how much in terms of percentile I have moved up the ladder. You can even argue that percentile actually makes for a more transparent measurement of creditworthiness than the scores.
Blogger
Posts: 3,360
Registered: ‎10-19-2012
0

Re: Equifax FICO 08 percentiles

717 - 51%

736 - 58%

744 - 61%

759 - 66%

773 - 71%

781 - 75%

790 - 79%

798 - 82%

801 - 84%

809 - 89%

812 - 90%

841 - 99%

850 - 100%
Valued Contributor
Posts: 1,532
Registered: ‎06-01-2008

Re: Equifax FICO 08 percentiles

I submitted the 717 - 51%.  Until we get some lower than mine, looks like I am currently The Biggest Looser!   Smiley Sad

 

 

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
July 2015: EX8: 726; EQ8: 734; TU8: 736; EQ04: 724 Goal: All FICO 8 Scores at 740
In My Wallet: Discover $16.2K; Cap1 $8.4K; Amex Optima $15.5K; Amex Everyday $15K; Barclay $7K; Citi (AT&T Uni) $7.8K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $85.5K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. 2015 Goal: GARDEN the entire year!!
Frequent Contributor
Posts: 311
Registered: ‎01-24-2014

Re: Equifax FICO 08 percentiles


EW800 wrote:

I submitted the 717 - 51%.  Until we get some lower than mine, looks like I am currently The Biggest Looser!   Smiley Sad

 

 

 

 


703 - 47%

 

I have taken over the biggest loser title!  


Starting Scores: EQ04: 652 1/19/14 TU98: 664 1/28/14 EX08: 644 2/12/14
Current Scores: EQ08: 705 5/16/15 TU08: 703 4/12/15 EXdcu: 692 12/23/14
New Contributor
Posts: 70
Registered: ‎06-22-2014

Re: Equifax FICO 08 percentiles

651  34%

 

 

I hate to admit it but I'm almost 40 yrs old and have never paid attention to my credit score until now. Even though my score is a measly 651, it was a 516 2 years ago so I am positive that with all the helpful advice on this forum I will be able to get in the 700 range in no time Smiley Happy


Starting Score:MyFico EQ 651 6/14
MyFico TU 676 7/14
MyFico EX 670 8/14
Current 3-bureau score watch 3/15:EQ 736 EX 687 TU 783
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