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Equifax FICO 08 percentiles

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Chris123nTx
Established Contributor

Re: Equifax FICO 08 percentiles

I was just pondering today if anyone really gets to 850....glad to see it. 

 

841   EQ Myfico  99%

 

846   Discover Transunion Fico  99% 


@Anonymous-own-fico wrote:

percentile.png

 

If I'm not part of the 100%, then what? Smiley Wink

 


 

Message 21 of 116
HiLine
Blogger

Re: Equifax FICO 08 percentiles

Message 22 of 116
HiLine
Blogger

Re: Equifax FICO 08 percentiles

717 - 51%

736 - 58%

744 - 61%

759 - 66%

773 - 71%

781 - 75%

790 - 79%

798 - 82%

809 - 89%

812 - 90%

841 - 99%

850 - 100%
Message 23 of 116
HiLine
Blogger

Re: Equifax FICO 08 percentiles

Let's keep this coming. We have pretty good coverage for the 700's. What about scores in the 600's?

Message 24 of 116
Gunnar419
Valued Contributor

Re: Equifax FICO 08 percentiles

801 84%

 

Wish I could say I'm sorry I can't give you any data for the 600s, but I'm not really.

 

I'd like to see that data, too, but I understand why only people with higher scores are speaking up.

 

Message 25 of 116
HiLine
Blogger

Re: Equifax FICO 08 percentiles

Thanks for your contribution. A lot of people don't hesitate to post their scores even when they are in the 500's or low 600's, so I don't think people don't post because of low scores. My score was in the 600's for a while and I wouldn't mind posting the percentile then. If anything, I'd love to be able to measure my progress by how much in terms of percentile I have moved up the ladder. You can even argue that percentile actually makes for a more transparent measurement of creditworthiness than the scores.
Message 26 of 116
HiLine
Blogger

Re: Equifax FICO 08 percentiles

717 - 51%

736 - 58%

744 - 61%

759 - 66%

773 - 71%

781 - 75%

790 - 79%

798 - 82%

801 - 84%

809 - 89%

812 - 90%

841 - 99%

850 - 100%
Message 27 of 116
EW800
Valued Contributor

Re: Equifax FICO 08 percentiles

I submitted the 717 - 51%.  Until we get some lower than mine, looks like I am currently The Biggest Looser!   Smiley Sad

 

 

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 28 of 116
EddieK
Established Contributor

Re: Equifax FICO 08 percentiles


@EW800 wrote:

I submitted the 717 - 51%.  Until we get some lower than mine, looks like I am currently The Biggest Looser!   Smiley Sad

 

 

 

 


703 - 47%

 

I have taken over the biggest loser title!  

Starting Scores:
1/19/14:

1/28/14:
2/12/14:
Current Scores:
7/10/19:
12/17/16:
9/05/17:
Message 29 of 116
Cheshiregrl
Contributor

Re: Equifax FICO 08 percentiles

651  34%

 

 

I hate to admit it but I'm almost 40 yrs old and have never paid attention to my credit score until now. Even though my score is a measly 651, it was a 516 2 years ago so I am positive that with all the helpful advice on this forum I will be able to get in the 700 range in no time Smiley Happy


Starting Score:MyFico EQ 651 6/14
MyFico TU 676 7/14
MyFico EX 670 8/14
Current 3-bureau score watch 3/15:EQ 736 EX 687 TU 783
Message 30 of 116
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