Equifax Reports

[smallfry]

Currently disputing a child support tradeline so I wanted to see if there was a scoring difference w/o this account counted. Equifax FICO reports are still showing every closed account as still open. Anyone else having this problem with their EQ reports here?

[Junejer]

I have an account that was closed about three years ago that EQ still thinks is open. The old payment factors into my overall payments too, but I think that I will remain mum about it, as it will help more in the long run to remain "open".

[smallfry]

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@Junejer wrote:
I have an account that was closed about three years ago that EQ still thinks is open. The old payment factors into my overall payments too, but I think that I will remain mum about it, as it will help more in the long run to remain "open".

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Are you sure it is helping? EQ is by far my lowest score and both EX and TU are reporting these closed accounts properly.

[Junejer]

This is an account in good standing (never late), was opened in 2003 (so now older than my new avg age of 5 yrs.) and will stay on my credit report for up to 10 years after it closes (helping avg age). Yeah, I am pretty sure it's helping now.