Reply
Member
iwantgoodcredit
Posts: 12
Registered: ‎07-24-2007
0

Equifax and TrueCredit Scores?

Ok. On July 8 my Fico score was 432. It still is at 432 as of my Scorewatch. I signed up for TrueCredit today and my scores showed
 
TU 559
EXP 495
EQ 556
 
So, would my real Fico score be 432 still?  I know TrueCredit is a FAKO score and they appear much higher. I have paid my balances to current and was just wondering about the scores. Its going to take me awhile to get them up.
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Equifax and TrueCredit Scores?

Did you obtain an updated SW report?
Member
iwantgoodcredit
Posts: 12
Registered: ‎07-24-2007
0

Re: Equifax and TrueCredit Scores?

No, I figured that it would alert me? 
Also, can a person get an Experian Scorex Credit Score or is that just for businesses?
 
Do I need to order another score from scorewatch?
Regular Contributor
Joe77
Posts: 218
Registered: ‎07-29-2007
0

Re: Equifax and TrueCredit Scores?

Truecredit shows my TU score at 644 - I haven't seen the backside of 644 since before my bankruptcy.  It's really 578 according to myfico.com.  Their FAKO scores are WAY high from what I see.
From BK to 700 FICOs in 4.5 yrs.
Established Contributor
Anderson
Posts: 716
Registered: ‎06-03-2007
0

Re: Equifax and TrueCredit Scores?

Well, mine are the opposite. I have no idea how these scores are generated.
 
EQ FAKO- 602
EQ FICO-  679
Member
iwantgoodcredit
Posts: 12
Registered: ‎07-24-2007
0

Re: Equifax and TrueCredit Scores?

I wish mine were the opposites then I would have maby 600! WOW....

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}