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Equifax credit score different on myfico then privacy matters 123

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Anonymous
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Equifax credit score different on myfico then privacy matters 123

I  signed up for myfico and privacy matters today , privacy matter 123 gave me all three reports and myfico only gave me  one but they are different like by 10 points??? anyone know why?
Message 1 of 4
3 REPLIES 3
Guardian
Valued Contributor

Re: Equifax credit score different on myfico then privacy matters 123


@Anonymous wrote:
I  signed up for myfico and privacy matters today , privacy matter 123 gave me all three reports and myfico only gave me  one but they are different like by 10 points??? anyone know why?

I am not sure as I don't ue them but I believe privacy matter is not FICO scores, they are regular credit scores which are effectively useless as no one uses them and they will always be different from FICO because they are different models and comparing them would be like apples and oranges. It is safe to assume for the most part that any score you get outside of FICO, is NOT a FICO score and therefore not a reliable marker.


Common Abbreviations|FDCPA|FCRA
Take the FICO Fitness ChallengeStarting Score: TU:695 - EQ:719 - EX:630
Current Score: TU:712 - EQ:755 - EX:712
Goal Score: TU:800 - EQ:800 - EX:800


Message 2 of 4
Junejer
Moderator Emeritus

Re: Equifax credit score different on myfico then privacy matters 123

Correct, Guardian.






Starting Score: 469
Current Score: 846
Goal Score: 850

Take the myFICO Fitness Challenge
Message 3 of 4
Guardian
Valued Contributor

Re: Equifax credit score different on myfico then privacy matters 123


@Junejer wrote:
Correct, Guardian.

Thank you sir, well there you have it, confirmation. Hope it helps.


Common Abbreviations|FDCPA|FCRA
Take the FICO Fitness ChallengeStarting Score: TU:695 - EQ:719 - EX:630
Current Score: TU:712 - EQ:755 - EX:712
Goal Score: TU:800 - EQ:800 - EX:800


Message 4 of 4
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