Hello all
My problem is that last week I picked up equifax scorewatch which had my score at 615 which was on par with the report the mortgage company pulled. Well I call them to unlock my account (I put the wrong password in to many times :/) while I'm on the phone with them they tell me for 2 dollars more I can receive all 3 of my credit scores. I accepted this deal went to see the scores and BAM! All my scores are 40-50 points lower than the mortgage report AND the scorewatch report I had just received from Equifax. I instantly went on freakout mode and decided to take a breath and wait until the beginning of the month to see if maybe the scores change. Well they didnt so I decided to use myFICOs scorewatch. It reports my score at 634 which is well above my target of 620 for the mortgage company. The problem is which score should i believe? Which one are they most likely going to see when they repull my report? Any help on this issue is greatly appreciated, thank you.
Rich
Starting Score: 634
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