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09-29-2017 04:33 PM
09-29-2017 04:58 PM
Lemmy discontinued the free EQ score this month. Unless you have an open credit line with them.
Fingerhut offers free monthly EQ with their rebuilder store card. You can get it using the SCT method (no hard inquiry, usually!).
10-10-2017 07:02 AM
Hmm, Citi does Equifax. Interesting, cuz MyFICO has my Equifax score at 735, Citi has it at 746. Which is it? Those are both updated scores SUPPOSEDLY. MyFICO TU is 758 and EXP 797? What gives with EQ?
10-10-2017 07:24 AM - edited 10-10-2017 07:25 AM
CITI's EQ isn't FICO8 but another flavor of FICO.
From Citi's website: https://www.cardbenefits.citi.com/Products/FICO-Score
Your FICO® Score is calculated based on data from Equifax using the FICO® Bankcard Score 8 model and is the same score we use, among other information, to manage your account. This model has a FICO® Score range from 250 through 900.
10-10-2017 08:35 AM
Oh OK, still confusing, but OK.
10-10-2017 08:36 AM
It's like comparing the SAT to the ACT -- both measure the same thing but differently and are used by different groups for basically the same reason.
10-10-2017 08:36 AM
Where can we find the real Equifax score for free except for credit check total? I am tired of getting the free trial for a week then hassling to call to cancel....
No need to torture yourself with a phone call to cancel. Cancel via email using help at credit check total dot com. I start my $1 trial and send a cancellation email later in the day or the following day at most. They usually send an email confirmation back in 2-3 days saying that they got my email and are cancelling it. If not, I send another email on Day 4 or Day 5 of the trial. I've cancelled many a $1 trial with emails.
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