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Valued Member
Posts: 34
Registered: ‎06-08-2007
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Equifax vs FICO

Is the Equifax credit score the same as the Fico score?
 
I have noticed when buying my Equifax score through Fico it is always the same as my Equifax score through Score Power
Moderator Emeritus
Posts: 16,383
Registered: ‎03-12-2007
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Re: Equifax vs FICO



docfr8 wrote:
Is the Equifax credit score the same as the Fico score?
 
I have noticed when buying my Equifax score through Fico it is always the same as my Equifax score through Score Power


Yes, this is true. Not so for the other two CRAs though.
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Regular Contributor
Posts: 126
Registered: ‎05-12-2007
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Re: Equifax vs FICO

I can absolutely confirm for you that YES, your Equifax/score power # is your true and correct FICO score  #, as reported by Equifax.
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
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Re: Equifax vs FICO

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Senior Contributor
Posts: 3,071
Registered: ‎05-17-2007
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Re: Equifax vs FICO

Equifax and MyFico both use FICO scores, However you might sometimes see a few days difference because their products because some don't always update on the same days. Once they update, you should see the same exact scores. Score power does an update the moment you click, where as score watch for both companies can take a few more days to update.
If we never set higher goals we would never get as far.
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