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Equifax vs. MyFico scoring

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johnny54321
New Member

Equifax vs. MyFico scoring

So myfico score is 746 but I pulled my score from equifax and is shows 679. I thought myfico was based on the same scoring model. Why the significant difference?
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mongstradamus
Super Contributor

Re: Equifax vs. MyFico scoring


@johnny54321 wrote:
So myfico score is 746 but I pulled my score from equifax and is shows 679. I thought myfico was based on the same scoring model. Why the significant difference?

equifax site can be either an eq04 fico or fako, the one from here is eq08 fico. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
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